How Much Do I Need to Retire?

Stay on track for retirement by knowing how much money you need at each age A key part of retirement planning is to answer the question: "How much do I need to retire?" The answer varies by individual, and it depends largely on your income…
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These 12 Habits Will Help You Reach Financial Freedom

Set yourself on the right financial path Achieving financial freedom is a goal for many people. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family—and a growing…
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How to improve your business's financial position

An important part of your business plan should be to improve the financial position of your business. Follow our steps to improve your financial position and cash flow. You don't have to use all the steps, or follow them in any particular order.…

New year's resolution: Is it time to get a financial coach?

What were your new year's resolutions? Research regularly shows one of the most common resolutions people make is money related. Every summer we think — okay, in January I'll get serious about saving and getting my finances in order. But…
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Retirees’ cash flow drought

While cuts in interest rates are greeted with glee by homebuyers and other borrowers, for the millions of retirees and others who depend on interest payments for their income, falling interest rates can be a disaster. For them, a drop in interest…

5 tips for starting your own successful business

Want to be your own boss but not sure where to start? Some people’s dream is to nurture a business idea through to success. Calling the shots, working their preferred hours and achieving financial independence fires their dream. Many…
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Small business insolvency reforms now in place

Insolvency reforms that will allow small businesses to restructure their debts or wind up their operations faster have now kicked in. Changes to Australia’s insolvency framework have been in effect since 1 January 2021, allowing eligible…