The overwhelming cost of Christmas

When we get to the end of another year, we often feel the stress and events of the last 12 months weigh on us. As we head into the holiday season, the overwhelming pressure and stress of spending can take a toll. You don't need to keep up…

6 steps to a sustainable Christmas

Just as the Grinch stole Christmas, excess spending can rob us all of happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads to a blow-out in rubbish bin waste. The Commonwealth…

How to help your parents and still save for retirement

The financial impact of COVID may have cut into your parent’s retirement savings, or perhaps they simply didn’t save enough to last the distance. Whatever the reason, if you’ve now found yourself with parents who need help, you may…
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Fixed income: Top 10 things you should know.

Fact No.1: Fixed income, also known as bonds and credit, is a commonly used type of debt investment. It is a type of ‘asset class’, meaning a category of asset into which an investor can invest. Fact No.2: Bonds are issued by governments…

Don't lose your home! Alternative ways to pay for aged care

Don't lose your home! Alternative ways to pay for aged care Anyone who has helped an elderly relative make the move into aged care knows that it can be a traumatic experience. It involves a move from the familiar  (a home that a loved one…