The overwhelming cost of Christmas

When we get to the end of another year, we often feel the stress and events of the last 12 months weigh on us. As we head into the holiday season, the overwhelming pressure and stress of spending can take a toll. You don't need to keep up…

6 steps to a sustainable Christmas

Just as the Grinch stole Christmas, excess spending can rob us all of happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads to a blow-out in rubbish bin waste. The Commonwealth…

How to help your parents and still save for retirement

The financial impact of COVID may have cut into your parent’s retirement savings, or perhaps they simply didn’t save enough to last the distance. Whatever the reason, if you’ve now found yourself with parents who need help, you may…
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Fixed income: Top 10 things you should know.

Fact No.1: Fixed income, also known as bonds and credit, is a commonly used type of debt investment. It is a type of ‘asset class’, meaning a category of asset into which an investor can invest. Fact No.2: Bonds are issued by governments…

Don't lose your home! Alternative ways to pay for aged care

Don't lose your home! Alternative ways to pay for aged care Anyone who has helped an elderly relative make the move into aged care knows that it can be a traumatic experience. It involves a move from the familiar  (a home that a loved one…
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The quest for secure retirement income:

For many, the long-held promise of the Australian superannuation system as the deliverer of sustainable retirement income is fading from view in an era of low-interest rates and rising risk. But the problem could be that many investors are…

How to avoid investment mistakes

While investing isn’t brain surgery, you do need some level of knowledge and experience to make consistently good decisions. Because let’s face it, making more is more enjoyable than losing it. To help you on your path to success as…

The Director ID is coming

What is the Director ID?  As part of the 2020 Budget Digital Business Plan, the government announced the full implementation of the Modernising Business Registers (MBR) program. The MBR program is being implemented by the ATO and will…
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Home as a place of business during COVID: CGT implications

The COVID-19 pandemic has resulted in more employees working from home than ever before. This, in turn, has resulted in such people being able to claim a range of deductions for various “running expenses” associated with working from home.…