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Small business insurance – why you need it

Several years ago, Steve and Ben started a small web-design business, GotyaOnline. Steve was responsible for growing and supporting their client-base, while Ben designed and built the websites. Expanding to include maintenance of client databases…

Reviewing your insurance as you get older

So, you are seriously starting to think about your retirement. The kids are finally more independent, the mortgage is less than it was, and the super is more than it was. You look at your monthly bank statements and one particular debit is…

Super life cover

Is holding insurance cover in your superannuation fund a good idea? Read on...   Life and total and permanent disability (TPD) cover Many super funds provide insurance that pays a lump sum if you die or are disabled to such an…
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Life can change in an instant

Paul Taylor was a fit and active 45-year-old who drowned while swimming in surf on a family holiday. Witnessing this tragic event unfold from the beach were Paul’s wife, Sue, their 15-year-old daughter Sophie and 12-year-old son Zac. Relatives and…

Home insurance isn't just about bushfire protection — hail damage, flooding and accidents can also happen

It's the one thing you pay for that you never want to use. But with thousands of homes burnt down or damaged in this season's unprecedented bushfires, it's a reminder that a nightmare can become a reality. For some, it's returning home…

Insurance – don’t go it alone

There is no doubt that the very thought of claiming on your own insurance policy is depressing, but extensive research tells us that you (and even me) may be unable to work for an extended period during your life due to sickness or an accident. The…

Estate planning for your future

It’s not uncommon for business owners to take short, irregular holidays because they don’t have the support to keep their business running without them for a longer break. Aside from taking time off for leisure, have you considered what…