The overwhelming cost of Christmas

When we get to the end of another year, we often feel the stress and events of the last 12 months weigh on us. As we head into the holiday season, the overwhelming pressure and stress of spending can take a toll. You don't need to keep up…

6 steps to a sustainable Christmas

Just as the Grinch stole Christmas, excess spending can rob us all of happiness. Seasonal credit card splurges can create ballooning long term debt, while unnecessary consumption inevitably leads to a blow-out in rubbish bin waste. The Commonwealth…
,

Fixed income: Top 10 things you should know.

Fact No.1: Fixed income, also known as bonds and credit, is a commonly used type of debt investment. It is a type of ‘asset class’, meaning a category of asset into which an investor can invest. Fact No.2: Bonds are issued by governments…

Don't lose your home! Alternative ways to pay for aged care

Don't lose your home! Alternative ways to pay for aged care Anyone who has helped an elderly relative make the move into aged care knows that it can be a traumatic experience. It involves a move from the familiar  (a home that a loved one…

How to avoid investment mistakes

While investing isn’t brain surgery, you do need some level of knowledge and experience to make consistently good decisions. Because let’s face it, making more is more enjoyable than losing it. To help you on your path to success as…

How much do I need to start investing?

Far from being the realm of the rich, building an investment portfolio is something that most people can do. It can start as a simple savings plan – a few dollars in the bank – before expanding into a diversified portfolio containing a range…
,

Buying a new home before selling the old one: The ins and outs

Sometimes an individual or couple decide to buy a new home before selling their existing one. In such cases, a concession exists that allows for both houses to be treated as a main residence for up to six months – but only if certain conditions…
Goals

Develop an investing plan

23rd August 2021 Six steps to get ready to invest Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals…

Choose Your Investments

How to find the right investments to help reach your goals. To invest well, you need to find investments that fit your financial goals, investing time frame and risk tolerance. Get an overview of the different types of investments so…